Terms

By accessing this web site, you are agreeing to be bound by the site’s Terms and Conditions of Use and all applicable laws and regulations, and you are confirming that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trademark law.

Disclaimer

The materials on this website are provided “as is”. We make no warranties, representations, expressed or implied, and hereby diclaim and negate all other warranties, including without limitation, implied warranties and conditions of merchantability, fitness for a particular purposes, or non-infringement of intellectual property of other violation of rights. Further, we do not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on this Internet web site or otherwise relating to such materials or on any sites linked to this site.

Limitations

In no event shall Nadine Terman or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on this website, even if Nadine Terman or an authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Revisions and Errata

The materials on this website could include technical, typographical, or photographic errors. Nadine Terman does not warrant that any of the materials on its website are accurate, complete or current. We may make changes to the materials contained on the website at any time without notice; however, we do not make any commitment to update the website or such materials.

Links

We have not reviewed all of the sites linked to this website, and we are not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Nadine Terman of the site. Use of any such linked website is at the user’s own risk.

Site Terms of Use Modifications

We may revise these terms of use for the website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

Governing Law

Any claim relating to this website shall be governed by the laws of the State of California without regard to its conflict of law provisions. General Terms and Conditions applicable to Use of a Web Site.

Disclosures

Information on this website comes from independent sources believed reliable, but accuracy is not guaranteed and has not been independently verified. All material published is subject to change without notice. We make no security recommendations whatsoever. All information is for educational purposes only. Opinions expressed belong solely to Nadine Terman and are subject to risks and uncertainties beyond her control. Nadine Terman is the manager of individual client investment accounts and as adviser, Ms. Terman or her associated persons may purchase and sell securities identified, recommended and analyzed herein. In consideration of performance objectives of its individual client accounts, Ms. Terman may purchase and sell securities identified without notice to readers and may take a position in such securities that is inconsistent with the recommendations disclosed herein. Previous, successful recommendations may not be indicative of the results for all recommendations, and in fact certain recommendations have resulted in losses.